Karen Gaylord Real Estate
Karen Gaylord

About Karen Gaylord

Realtor, CPA, CLU, ChFC, CDPE

Picture of Karen Gaylord

President Million Dollar Real Estate Association of Harford County 2011-2012

Board of Governor’s- Million Dollar Real Estate Assoc of Harford County 2008-2013

Board of Directors- Harford County Association of Realtors

  • Successful FULL TIME Harford County, MD Realtor
  • CDPE- Certified Distressed Property Expert
  • New Construction Representation
  • Investment Properties
  • Staging
  • Life time member of the Harford County Million Dollar Real Estate Association

Consistently Top 5% of Realtors Nationwide.
 Karenraduated with honors from Penn State University with a BS in Accounting. Her previous professional experience as a successful CPA, CLU,Financial Planner, and Vice President/Manager of sales training for Merrill Lynch proved invaluable when she entered the real estate industry. Karen has had a real estate license for 20+ years and is consistently one of the top 5% of realtors nationwide. Karen’s exceptional customer service, quality guidance and knowledgeable advice have greatly contributed to her success.

Among many accolades for her work, Karen was the #1 Long & Foster Agent in Harford County in 2011 & 2012. She served on the Board of Directors for the Harford County Association of Realtors, and on the Board of Governors for the Million Dollar Real Estate Association of Harford County from 2008-2013. Karen was an Athena Award finalist in 2010, and has been featured in Whos’ Who of American Women, 2000 Notable American Women and The World’s Who’s Who of Women. Karen is also a Certified Distressed Property Expert.

Karen is originally from the Mercer County, New Jersey area and has lived in Bel Air, MD since 1995 with her husband and two children.  She personally understands the relocation and transition process . She loves it here! She was born on an Army base in Stuttgart, Germany and her husband works for the Department of Defense at Aberdeen Proving Ground. She is a proud daughter of a veteran of both the Army and the Navy!

Short Sales, Foreclosures and Distressed Properties
“In some areas it is estimated that 1 out of 10 homes are at some stage of the foreclosure process”. Unfortunately, with the current state of the real estate and financial market, this is a reality for a staggering number of people. I have been certified as a CDPE, Certified Distressed Property Expert, through the Distressed Property Institute, LLC. I can help you if you have questions about short sales or if you are in the market to purchase a distressed property.

New Construction
A part of my practice is dedicated to new construction in the county. I know the builders, and they know me! I recently built a new home in Harford County so I understand the process first hand. Most buyers do not realize that they can have a Realtor represent them when purchasing new construction. A good buyers agent, who specializes in representing buyers with new construction purchases, can assist you throughout the process.  

Contact Me

address303 South Main Street
Bel Air, MD 21014

Company Info

Garceau Realty
303 South Main Street, Bel Air, MD 21014

Designations & Awards

Realtor, CPA, CLU, ChFC, CDPE
• 2011- #1 Long & Foster Agent in Harford County
• 2011- #3 Long & Foster Agent in Baltimore Metro Region
• 2010- #5 Long & Foster Partnership in Baltimore Metro Region.
• 2009- #10 Long & Foster Realtors in Baltimore Metro Region.
• 2010- ATHENA AWARD finalist.
• 2008-2013- Board of Governors – MILLION DOLLAR REALTOR ASSOCIATION OF HARFORD COUNTY. Lifetime member status.

• CPA- Certified Public Accountant licensed in NJ (inactive).
• CLU- Chartered Life Underwriter
• ChFC- Chartered Financial Consultant
• CDPE- Certified Distressed Property Expert

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About Karen Gaylord

Picture of Karen Gaylord

Karen Gaylord

Realtor, CPA, CLU, ChFC, CDPE


410-691-3007410-691-3007 main

Garceau Realty

303 South Main Street, Bel Air, MD 21014


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